Side-by-side · Q2 2026 data
Huntington Beach Credit Union vs Jacom Credit Union
Credit union
Huntington Beach Credit Union
Huntington Beac, California · Under $100 million in assets
Metric by metric
| Measure | Huntington Beach Credit Union | Jacom Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 82 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 82 | 98 (stronger) |
| Earnings | 74 (stronger) | 13 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 75th | 70th |
| Total assets | $56.4M | $54.1M |
| Deposits / shares | $48.8M | $45.9M |
| Capital ratio | 13.05% | 16.58% (stronger) |
| Problem loans | 0.54% | 0.06% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.09% |
| Return on assets | 1.35% (stronger) | -0.17% |
| Loans ÷ deposits | 35.7% (stronger) | 50.6% |
| Uninsured deposits | 9.2% | 1.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huntington Beach Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Huntington Beach Credit Union leads on 4 and Jacom Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.