Side-by-side · Q2 2026 data
Huntingtonized Federal Credit Union vs Element Federal Credit Union
Credit union
Huntingtonized Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Element Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Huntingtonized Federal Credit Union | Element Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 28 | 54 (stronger) |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 93 (stronger) | 82 |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 40th | 54th |
| Total assets | $46.7M | $47.3M |
| Deposits / shares | $38.7M | $36.6M |
| Capital ratio | 16.82% | 21.80% (stronger) |
| Problem loans | 2.16% | 1.38% (stronger) |
| Net charge-offs | 1.50% | 0.42% (stronger) |
| Return on assets | 0.86% | 0.90% (stronger) |
| Loans ÷ deposits | 67.3% (stronger) | 78.1% |
| Uninsured deposits | 0.0% (stronger) | 4.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Element Federal Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Huntingtonized Federal Credit Union leads on 2 and Element Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.