Side-by-side · Q2 2026 data
Huron Community Bank vs Huron Valley State Bank
Metric by metric
| Measure | Huron Community Bank | Huron Valley State Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 53 |
| Capital cushion | 41 | 50 (stronger) |
| Loan quality | 89 (stronger) | 43 |
| Earnings | 44 | 58 (stronger) |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 76 (stronger) | 73 |
| Peer percentile | 24th | 9th |
| Total assets | $323.3M | $291.9M |
| Deposits / shares | $268.7M | $261.4M |
| Capital ratio | 9.12% | 9.96% (stronger) |
| Problem loans | 0.33% (stronger) | 1.70% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.61% | 0.95% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 92.0% |
| Uninsured deposits | 24.2% (stronger) | 27.4% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huron Community Bank has the higher TellerScore (63 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Huron Community Bank leads on 5 and Huron Valley State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.