Side-by-side · Q2 2026 data
Huron Community Bank vs Northland Area Federal Credit Union
Metric by metric
| Measure | Huron Community Bank | Northland Area Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 65 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 89 (stronger) | 71 |
| Earnings | 44 | 50 (stronger) |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 76 | 85 (stronger) |
| Peer percentile | 24th | 34th |
| Total assets | $323.3M | $714.4M |
| Deposits / shares | $268.7M | $648.9M |
| Capital ratio | 9.12% | 10.33% (stronger) |
| Problem loans | 0.33% (stronger) | 0.88% |
| Net charge-offs | -0.01% (stronger) | 0.20% |
| Return on assets | 0.61% | 0.76% (stronger) |
| Loans ÷ deposits | 72.7% (stronger) | 73.3% |
| Uninsured deposits | 24.2% | 4.5% (stronger) |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northland Area Federal Credit Union has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Huron Community Bank leads on 3 and Northland Area Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- West Branch, MI
- Au Gres, MI
- Harrisville, MI
- Tawas City, MI