Side-by-side · Q2 2026 data
Huron Valley State Bank vs DFCU Financial Credit Union
Metric by metric
| Measure | Huron Valley State Bank | DFCU Financial Credit Union |
|---|---|---|
| TellerScore | 53 | 82 (stronger) |
| Capital cushion | 50 | 76 (stronger) |
| Loan quality | 43 | 79 (stronger) |
| Earnings | 58 | 81 (stronger) |
| Funding & liquidity | 55 | 94 (stronger) |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 9th | 91st |
| Total assets | $291.9M | $8.0B |
| Deposits / shares | $261.4M | $7.2B |
| Capital ratio | 9.96% | 12.63% (stronger) |
| Problem loans | 1.70% | 0.63% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.95% | 1.52% (stronger) |
| Loans ÷ deposits | 92.0% | 43.0% (stronger) |
| Uninsured deposits | 27.4% | 21.0% (stronger) |
| Offices | 2 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
DFCU Financial Credit Union has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Huron Valley State Bank leads on 1 and DFCU Financial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.