Side-by-side · Q2 2026 data
Huron Valley State Bank vs Wayne-Westland Federal Credit Union
Metric by metric
| Measure | Huron Valley State Bank | Wayne-Westland Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 83 (stronger) |
| Capital cushion | 50 | 63 (stronger) |
| Loan quality | 43 | 84 (stronger) |
| Earnings | 58 | 92 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 9th | 83rd |
| Total assets | $291.9M | $161.2M |
| Deposits / shares | $261.4M | $146.2M |
| Capital ratio | 9.96% | 11.26% (stronger) |
| Problem loans | 1.70% | 0.47% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.95% | 1.81% (stronger) |
| Loans ÷ deposits | 92.0% | 50.4% (stronger) |
| Uninsured deposits | 27.4% | 4.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne-Westland Federal Credit Union has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Huron Valley State Bank leads on 1 and Wayne-Westland Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.