Side-by-side · Q2 2026 data
I. H. Mississippi Valley Credit Union vs Citizens Equity First Credit Union
Credit union
I. H. Mississippi Valley Credit Union
Moline, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | I. H. Mississippi Valley Credit Union | Citizens Equity First Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 41 | 67 (stronger) |
| Loan quality | 71 (stronger) | 68 |
| Earnings | 65 | 73 (stronger) |
| Funding & liquidity | 67 | 73 (stronger) |
| Problem-loan coverage | 83 | 87 (stronger) |
| Peer percentile | 27th | 62nd |
| Total assets | $2.3B | $8.5B |
| Deposits / shares | $2.0B | $7.4B |
| Capital ratio | 9.12% | 11.65% (stronger) |
| Problem loans | 0.86% (stronger) | 0.96% |
| Net charge-offs | 1.04% | 0.71% (stronger) |
| Return on assets | 1.11% | 1.33% (stronger) |
| Loans ÷ deposits | 93.5% | 87.4% (stronger) |
| Uninsured deposits | 9.0% | 8.9% (stronger) |
| Offices | 12 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
Citizens Equity First Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), I. H. Mississippi Valley Credit Union leads on 1 and Citizens Equity First Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.