Side-by-side · Q2 2026 data
I. H. Mississippi Valley Credit Union vs Scott Credit Union
Credit union
I. H. Mississippi Valley Credit Union
Moline, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | I. H. Mississippi Valley Credit Union | Scott Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 41 | 51 (stronger) |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 65 | 65 |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 27th | 62nd |
| Total assets | $2.3B | $1.9B |
| Deposits / shares | $2.0B | $1.6B |
| Capital ratio | 9.12% | 10.14% (stronger) |
| Problem loans | 0.86% | 0.54% (stronger) |
| Net charge-offs | 1.04% | 0.97% (stronger) |
| Return on assets | 1.11% | 1.14% (stronger) |
| Loans ÷ deposits | 93.5% | 77.7% (stronger) |
| Uninsured deposits | 9.0% | 6.8% (stronger) |
| Offices | 12 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 23.3% |
Scott Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), I. H. Mississippi Valley Credit Union leads on 0 and Scott Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.