Side-by-side · Q2 2026 data
Iberia Parish Federal Credit Union vs Richland Parish Schools Federal Credit Union
Credit union
Iberia Parish Federal Credit Union
New Iberia, Louisiana · Under $100 million in assets
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Iberia Parish Federal Credit Union | Richland Parish Schools Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 74 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 71 | 88 (stronger) |
| Peer percentile | 11th | 49th |
| Total assets | $195K | $619K |
| Deposits / shares | $133K | $435K |
| Capital ratio | 35.37% (stronger) | 29.55% |
| Problem loans | 13.48% | 6.18% (stronger) |
| Net charge-offs | 0.00% | -0.31% (stronger) |
| Return on assets | -11.66% | 2.99% (stronger) |
| Loans ÷ deposits | 58.5% | 42.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland Parish Schools Federal Credit Union has the higher TellerScore (74 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Iberia Parish Federal Credit Union leads on 1 and Richland Parish Schools Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.