Side-by-side · Q2 2026 data
Ibew 317 Federal Credit Union vs Alloy Federal Credit Union
Credit union
Ibew 317 Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Ibew 317 Federal Credit Union | Alloy Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 71 (stronger) |
| Capital cushion | 61 | 97 (stronger) |
| Loan quality | 0 | 39 (stronger) |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 63 | 84 (stronger) |
| Peer percentile | 9th | 42nd |
| Total assets | $29.6M | $29.6M |
| Deposits / shares | $26.3M | $25.2M |
| Capital ratio | 11.13% | 14.73% (stronger) |
| Problem loans | 4.71% | 1.83% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.75% |
| Return on assets | 0.78% | 0.86% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 75.1% |
| Uninsured deposits | 9.8% | 4.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alloy Federal Credit Union has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Ibew 317 Federal Credit Union leads on 2 and Alloy Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.