TellerScore

Headquartered in Huntington, West Virginia, Ibew 317 Federal Credit Union is a federal credit union with $29.6M in total assets and $26.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1960.

Based on its Q2 2026 filing, Ibew 317 Federal Credit Union scores 50/100, which we describe as below average. That is higher than only 9% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 69th. Its strongest component is funding & liquidity (100/100; 50% loans-to-deposits, 10% uninsured), and its lowest is loan quality (0/100; 4.71%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.13%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.71%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity100/100
Loans ÷ shares: 49.7% · 9.8% uninsured
Problem-loan coverage63/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (47 → 50), mostly because the capital cushion component improved by 9 points.

TellerScore
445668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202461
Q3 202458
Q4 202444
Q1 202556
Q2 202547
Q3 202567
Q4 202548
Q1 202668
Q2 202650
Net worth ratio
7.00%9.07%11.15%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.03%
Q3 202410.00%
Q4 20249.83%
Q1 20259.97%
Q2 202510.24%
Q3 202511.15%
Q4 202510.93%
Q1 202611.07%
Q2 202611.13%
Delinquent loans (60+ days)
1.10%2.91%4.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.10%
Q3 20241.55%
Q4 20242.78%
Q1 20251.78%
Q2 20253.66%
Q3 20251.32%
Q4 20253.72%
Q1 20261.20%
Q2 20264.71%
Return on assets
0.41%0.64%0.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.56%
Q3 20240.41%
Q4 20240.47%
Q1 20250.67%
Q2 20250.66%
Q3 20250.84%
Q4 20250.80%
Q1 20260.86%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$29.6M11.13%4.71%0.78%49.7%
Q1 202668$29.3M11.07%1.20%0.86%47.3%
Q4 202548$29.1M10.93%3.72%0.80%48.4%
Q3 202567$28.0M11.15%1.32%0.84%51.4%
Q2 202547$29.8M10.24%3.66%0.66%46.8%
Q1 202556$30.1M9.97%1.78%0.67%47.3%
Q4 202444$30.0M9.83%2.78%0.47%47.8%
Q3 202458$29.0M10.00%1.55%0.41%50.7%
Q2 202461$28.8M10.03%1.10%0.56%50.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.13%
25th
Problem loans4.71%
6th
Net charge-offs-0.09%
93rd
Return on assets0.78%
57th
Loans to deposits49.7%
65th
Uninsured deposits9.8%
7th
Loan-loss reserves0.00%
37th
Texas ratio18.7%
5th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Alloy Federal Credit UnionCredit union Alloy, WV71 out of 100, Strong$29.6M14.7%1.83%vs
Wee Federal Credit UnionCredit union Parkersburg, WV62 out of 100, Moderate$29.0M13.2%2.56%vs
Huntington C & O Railway Employees Federal Credit UnionCredit union Huntington, WV61 out of 100, Moderate$30.7M15.3%5.58%vs
Mercer County W VA Teachers Federal Credit UnionCredit union Bluefield, WV56 out of 100, Moderate$28.3M9.3%1.88%vs
Preston Federal Credit UnionCredit union Kingwood, WV81 out of 100, Strong$31.2M13.6%1.10%vs
Marshall County Federal Credit UnionCredit union Moundsville, WV99 out of 100, Very strong$26.8M15.1%0.12%vs

Deposit insurance

Is my money safe at Ibew 317 Federal Credit Union?

Yes. Ibew 317 Federal Credit Union is a federally insured credit union (NCUA charter #14030). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.8% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.13%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ibew 317 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ibew 317 Federal Credit Union
Type
Federal credit union
NCUA charter #
14030
RSSD ID
295187
Primary regulator
NCUA
Established
1960
Headquarters
1848 Madison Ave Ste B, Huntington, WV 25704
Employees
4

Quick answers

Ibew 317 Federal Credit Union: common questions

Is Ibew 317 Federal Credit Union NCUA insured?

Yes. Ibew 317 Federal Credit Union is a federally insured credit union (NCUA charter #14030). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ibew 317 Federal Credit Union's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ibew 317 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Huntington

InstitutionScoreAssetsCapitalProblem loansCompare
Kentucky Farmers Bank CorporationBank Catlettsburg, KY93 out of 100, Very strong$328.5M15.7%0.43%vs
Pace Federal Credit UnionCredit union Huntington, WV86 out of 100, Very strong$8.7M12.9%0.00%vs
Logan Bank & Trust CompanyBank Logan, WV85 out of 100, Very strong$359.2M11.7%0.45%vs
First Priority Federal Credit UnionCredit union Huntington, WV82 out of 100, Strong$74.8M12.5%1.14%vs
Liberty BankBank Ironton, OH82 out of 100, Strong$55.7M18.0%0.77%vs
F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY81 out of 100, Strong$8.8M14.3%0.00%vs