Side-by-side · Q2 2026 data
Ibew 317 Federal Credit Union vs Union Trades Federal Credit Union
Credit union
Ibew 317 Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Credit union
Union Trades Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Ibew 317 Federal Credit Union | Union Trades Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 84 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 0 | 69 (stronger) |
| Earnings | 51 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 63 | 97 (stronger) |
| Peer percentile | 9th | 75th |
| Total assets | $29.6M | $34.4M |
| Deposits / shares | $26.3M | $27.9M |
| Capital ratio | 11.13% | 18.44% (stronger) |
| Problem loans | 4.71% | 0.92% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.61% |
| Return on assets | 0.78% | 1.03% (stronger) |
| Loans ÷ deposits | 49.7% | 34.3% (stronger) |
| Uninsured deposits | 9.8% | 5.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Trades Federal Credit Union has the higher TellerScore (84 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Ibew 317 Federal Credit Union leads on 1 and Union Trades Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.