Side-by-side · Q2 2026 data
Ibew & United Workers Federal Credit Union vs First Community Credit Union
Credit union
Ibew & United Workers Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Ibew & United Workers Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 59 | 86 (stronger) |
| Capital cushion | 64 | 83 (stronger) |
| Loan quality | 60 | 99 (stronger) |
| Earnings | 22 | 72 (stronger) |
| Funding & liquidity | 80 (stronger) | 79 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $112.7M | $1.9B |
| Deposits / shares | $99.8M | $1.6B |
| Capital ratio | 11.43% | 13.29% (stronger) |
| Problem loans | 1.20% | 0.04% (stronger) |
| Net charge-offs | 0.78% | 0.04% (stronger) |
| Return on assets | 0.05% | 1.31% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 81.0% |
| Uninsured deposits | 23.2% | 6.3% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Ibew & United Workers Federal Credit Union leads on 1 and First Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.