Side-by-side · Q2 2026 data
Ibew Local Union 80 Federal Credit Union vs Beach Municipal Federal Credit Union
Credit union
Ibew Local Union 80 Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Ibew Local Union 80 Federal Credit Union | Beach Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 83 | 91 (stronger) |
| Loan quality | 81 (stronger) | 74 |
| Earnings | 70 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 75th | 91st |
| Total assets | $1.8M | $194.7M |
| Deposits / shares | $1.6M | $167.6M |
| Capital ratio | 13.32% | 14.13% (stronger) |
| Problem loans | 0.57% (stronger) | 0.78% |
| Net charge-offs | -1.07% (stronger) | 0.15% |
| Return on assets | 1.26% | 1.60% (stronger) |
| Loans ÷ deposits | 23.9% (stronger) | 56.3% |
| Uninsured deposits | 0.0% (stronger) | 10.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Ibew Local Union 80 Federal Credit Union leads on 4 and Beach Municipal Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.