TellerScore

Ibew Local Union 80 Federal Credit Union is a federal credit union headquartered in Norfolk, Virginia, in business for about 56 years. At the end of Q2 2026 it reported $1.8M in total assets and $1.6M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Ibew Local Union 80 Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 20th. Its strongest component is funding & liquidity (100/100; 24% loans-to-deposits, 0% uninsured), and its lowest is earnings (70/100; 1.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.32%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings70/100
Return on assets (annualized): 1.26%
Funding & liquidity100/100
Loans ÷ shares: 23.9% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (81 → 84), mostly because the earnings component weakened by 30 points.

TellerScore
627894Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202466
Q4 202464
Q1 202586
Q2 202581
Q3 202588
Q4 202594
Q1 202689
Q2 202684
Net worth ratio
7.00%10.23%13.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.91%
Q3 202410.76%
Q4 202411.70%
Q1 202511.75%
Q2 202511.97%
Q3 202512.52%
Q4 202512.93%
Q1 202613.46%
Q2 202613.32%
Delinquent loans (60+ days)
0.00%2.40%4.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.14%
Q3 20242.45%
Q4 20244.81%
Q1 20250.00%
Q2 20251.19%
Q3 20250.52%
Q4 20250.00%
Q1 20260.71%
Q2 20260.57%
Return on assets
1.26%3.19%5.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20245.13%
Q3 20244.34%
Q4 20243.92%
Q1 20251.50%
Q2 20252.26%
Q3 20252.14%
Q4 20252.04%
Q1 20261.95%
Q2 20261.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$1.8M13.32%0.57%1.26%23.9%
Q1 202689$1.8M13.46%0.71%1.95%25.0%
Q4 202594$1.8M12.93%0.00%2.04%26.2%
Q3 202588$1.8M12.52%0.52%2.14%24.7%
Q2 202581$1.8M11.97%1.19%2.26%25.4%
Q1 202586$1.7M11.75%0.00%1.50%24.4%
Q4 202464$1.6M11.70%4.81%3.92%23.1%
Q3 202466$1.7M10.76%2.45%4.34%20.8%
Q2 202462$1.5M10.91%3.14%5.13%24.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.32%
42nd
Problem loans0.57%
55th
Net charge-offs-1.07%
99th
Return on assets1.26%
78th
Loans to deposits23.9%
93rd
Uninsured deposits0.0%
81st
Loan-loss reserves2.35%
91st
Texas ratio0.9%
68th

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Deposit insurance

Is my money safe at Ibew Local Union 80 Federal Credit Union?

Yes. Ibew Local Union 80 Federal Credit Union is a federally insured credit union (NCUA charter #20004). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Ibew Local Union 80 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ibew Local Union 80 Federal Credit Union
Type
Federal credit union
NCUA charter #
20004
RSSD ID
392983
Primary regulator
NCUA
Established
1970
Headquarters
5307 E Virginia Beach Blvd, Norfolk, VA 23502
Employees
1

Quick answers

Ibew Local Union 80 Federal Credit Union: common questions

Is Ibew Local Union 80 Federal Credit Union NCUA insured?

Yes. Ibew Local Union 80 Federal Credit Union is a federally insured credit union (NCUA charter #20004). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ibew Local Union 80 Federal Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ibew Local Union 80 Federal Credit Union have?

1 office as of the latest NCUA data.

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