Side-by-side · Q2 2026 data
Ibew Local Union 80 Federal Credit Union vs Newport News Mun. Emp Credit Union
Credit union
Ibew Local Union 80 Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Ibew Local Union 80 Federal Credit Union | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 83 (stronger) | 53 |
| Loan quality | 81 (stronger) | 45 |
| Earnings | 70 (stronger) | 68 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 75th | 28th |
| Total assets | $1.8M | $54.4M |
| Deposits / shares | $1.6M | $49.2M |
| Capital ratio | 13.32% (stronger) | 10.27% |
| Problem loans | 0.57% (stronger) | 1.64% |
| Net charge-offs | -1.07% (stronger) | 1.24% |
| Return on assets | 1.26% (stronger) | 1.21% |
| Loans ÷ deposits | 23.9% (stronger) | 48.3% |
| Uninsured deposits | 0.0% (stronger) | 3.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ibew Local Union 80 Federal Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Ibew Local Union 80 Federal Credit Union leads on 7 and Newport News Mun. Emp Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.