Side-by-side · Q2 2026 data
Ibew Local Union 80 Federal Credit Union vs Northern Star Credit Union, Inc.
Credit union
Ibew Local Union 80 Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Credit union
Northern Star Credit Union, Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Ibew Local Union 80 Federal Credit Union | Northern Star Credit Union, Inc. |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 70 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 75th | 77th |
| Total assets | $1.8M | $73.7M |
| Deposits / shares | $1.6M | $63.8M |
| Capital ratio | 13.32% | 16.80% (stronger) |
| Problem loans | 0.57% | 0.32% (stronger) |
| Net charge-offs | -1.07% (stronger) | 0.34% |
| Return on assets | 1.26% (stronger) | 0.55% |
| Loans ÷ deposits | 23.9% (stronger) | 48.9% |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Northern Star Credit Union, Inc. has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Ibew Local Union 80 Federal Credit Union leads on 4 and Northern Star Credit Union, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.