Side-by-side · Q2 2026 data
Ibew/Sj Cascade Federal Credit Union vs First Community Credit Union
Metric by metric
| Measure | Ibew/Sj Cascade Federal Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 82 | 86 (stronger) |
| Capital cushion | 91 (stronger) | 83 |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 92 (stronger) | 72 |
| Funding & liquidity | 88 (stronger) | 79 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 70th | 95th |
| Total assets | $22.5M | $1.9B |
| Deposits / shares | $19.2M | $1.6B |
| Capital ratio | 14.11% (stronger) | 13.29% |
| Problem loans | 1.31% | 0.04% (stronger) |
| Net charge-offs | 0.93% | 0.04% (stronger) |
| Return on assets | 1.80% (stronger) | 1.31% |
| Loans ÷ deposits | 71.8% (stronger) | 81.0% |
| Uninsured deposits | 7.4% | 6.3% (stronger) |
| Offices | 1 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (86 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Ibew/Sj Cascade Federal Credit Union leads on 3 and First Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.