Side-by-side · Q2 2026 data
Ibew/Sj Cascade Federal Credit Union vs Onpoint Community Credit Union
Metric by metric
| Measure | Ibew/Sj Cascade Federal Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 56 | 67 (stronger) |
| Earnings | 92 (stronger) | 76 |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 70th | 92nd |
| Total assets | $22.5M | $9.5B |
| Deposits / shares | $19.2M | $7.9B |
| Capital ratio | 14.11% | 15.00% (stronger) |
| Problem loans | 1.31% | 0.98% (stronger) |
| Net charge-offs | 0.93% | 0.42% (stronger) |
| Return on assets | 1.80% (stronger) | 1.41% |
| Loans ÷ deposits | 71.8% (stronger) | 80.0% |
| Uninsured deposits | 7.4% | 3.6% (stronger) |
| Offices | 1 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Onpoint Community Credit Union has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Ibew/Sj Cascade Federal Credit Union leads on 2 and Onpoint Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.