Side-by-side · Q2 2026 data
Icon Business Bank vs Redlands City Employees Federal Credit Union
Credit union
Redlands City Employees Federal Credit Union
Redlands, California · Under $100 million in assets
Metric by metric
| Measure | Icon Business Bank | Redlands City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 94 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 0 | 80 (stronger) |
| Funding & liquidity | 20 | 87 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 14th | 95th |
| Total assets | $155.5M | $10.2M |
| Deposits / shares | $129.2M | $7.5M |
| Capital ratio | 11.94% | 25.45% (stronger) |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | -0.88% | 1.50% (stronger) |
| Loans ÷ deposits | 93.9% | 73.7% (stronger) |
| Uninsured deposits | 56.7% | 3.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redlands City Employees Federal Credit Union has the higher TellerScore (94 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Icon Business Bank leads on 0 and Redlands City Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.