Side-by-side · Q2 2026 data
Icon Business Bank vs Vida Federal Credit Union
Metric by metric
| Measure | Icon Business Bank | Vida Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 83 (stronger) |
| Capital cushion | 69 | 88 (stronger) |
| Loan quality | 93 | 96 (stronger) |
| Earnings | 0 | 39 (stronger) |
| Funding & liquidity | 20 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 14th | 83rd |
| Total assets | $155.5M | $174.6M |
| Deposits / shares | $129.2M | $150.4M |
| Capital ratio | 11.94% | 13.75% (stronger) |
| Problem loans | 0.22% | 0.13% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.34% |
| Return on assets | -0.88% | 0.49% (stronger) |
| Loans ÷ deposits | 93.9% | 59.0% (stronger) |
| Uninsured deposits | 56.7% | 5.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vida Federal Credit Union has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Icon Business Bank leads on 1 and Vida Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.