Side-by-side · Q2 2026 data
Idaho Central Credit Union vs Members Preferred Credit Union
Credit union
Members Preferred Credit Union
Idaho Falls, Idaho · Under $100 million in assets
Metric by metric
| Measure | Idaho Central Credit Union | Members Preferred Credit Union |
|---|---|---|
| TellerScore | 62 | 87 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 85 (stronger) | 66 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 57 | 77 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 42nd | 83rd |
| Total assets | $15.5B | $62.9M |
| Deposits / shares | $13.6B | $50.0M |
| Capital ratio | 8.33% | 20.74% (stronger) |
| Problem loans | 0.46% (stronger) | 1.01% |
| Net charge-offs | 0.34% (stronger) | 2.49% |
| Return on assets | 1.15% | 2.50% (stronger) |
| Loans ÷ deposits | 101.4% | 83.3% (stronger) |
| Uninsured deposits | 16.7% | 0.0% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 6.9 | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Members Preferred Credit Union has the higher TellerScore (87 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Idaho Central Credit Union leads on 2 and Members Preferred Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.