Side-by-side · Q2 2026 data
Idaho Central Credit Union vs Simplot Credit Union
Metric by metric
| Measure | Idaho Central Credit Union | Simplot Credit Union |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 66 (stronger) | 61 |
| Funding & liquidity | 57 | 79 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 42nd | 80th |
| Total assets | $15.5B | $59.0M |
| Deposits / shares | $13.6B | $46.0M |
| Capital ratio | 8.33% | 21.92% (stronger) |
| Problem loans | 0.46% | 0.30% (stronger) |
| Net charge-offs | 0.34% | 0.27% (stronger) |
| Return on assets | 1.15% (stronger) | 1.03% |
| Loans ÷ deposits | 101.4% | 81.0% (stronger) |
| Uninsured deposits | 16.7% | 0.2% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 6.9 | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Simplot Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Idaho Central Credit Union leads on 1 and Simplot Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.