Side-by-side · Q2 2026 data
Ih Credit Union, Inc. vs Genfed Financial Credit Union
Metric by metric
| Measure | Ih Credit Union, Inc. | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 43 | 54 (stronger) |
| Earnings | 57 | 67 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 63rd | 76th |
| Total assets | $362.7M | $335.9M |
| Deposits / shares | $274.1M | $280.4M |
| Capital ratio | 16.04% | 16.78% (stronger) |
| Problem loans | 1.70% | 1.38% (stronger) |
| Net charge-offs | 1.06% | 0.36% (stronger) |
| Return on assets | 0.91% | 1.16% (stronger) |
| Loans ÷ deposits | 75.6% | 72.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Ih Credit Union, Inc. leads on 0 and Genfed Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.