Side-by-side · Q2 2026 data
Illiana Financial Credit Union vs Midwest Members Credit Union
Metric by metric
| Measure | Illiana Financial Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 55 | 85 (stronger) |
| Earnings | 34 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 66th | 87th |
| Total assets | $264.2M | $226.6M |
| Deposits / shares | $227.5M | $195.5M |
| Capital ratio | 17.36% (stronger) | 13.58% |
| Problem loans | 1.34% | 0.44% (stronger) |
| Net charge-offs | 0.87% | 0.34% (stronger) |
| Return on assets | 0.35% | 1.66% (stronger) |
| Loans ÷ deposits | 50.1% (stronger) | 82.8% |
| Uninsured deposits | 2.1% (stronger) | 3.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Illiana Financial Credit Union leads on 3 and Midwest Members Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.