Side-by-side · Q2 2026 data
Impact Credit Union, Inc. vs Achieve Credit Union
Metric by metric
| Measure | Impact Credit Union, Inc. | Achieve Credit Union |
|---|---|---|
| TellerScore | 63 | 69 (stronger) |
| Capital cushion | 39 | 63 (stronger) |
| Loan quality | 86 (stronger) | 66 |
| Earnings | 32 | 46 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 29th | 48th |
| Total assets | $205.7M | $210.1M |
| Deposits / shares | $185.7M | $180.9M |
| Capital ratio | 8.86% | 11.25% (stronger) |
| Problem loans | 0.43% (stronger) | 1.01% |
| Net charge-offs | 0.29% | 0.21% (stronger) |
| Return on assets | 0.29% | 0.65% (stronger) |
| Loans ÷ deposits | 67.5% | 44.1% (stronger) |
| Uninsured deposits | 2.7% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Achieve Credit Union has the higher TellerScore (69 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Impact Credit Union, Inc. leads on 1 and Achieve Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.