TellerScore

Achieve Credit Union is a non-federally insured state credit union headquartered in Elyria, Ohio, in business for about 68 years. At the end of Q2 2026 it reported $210.1M in total assets and $180.9M in member shares and deposits, with 3 offices.

Achieve Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 48% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 100th. Funding & liquidity contributes the most (100/100, 44% loans-to-deposits, 0% uninsured); earnings contributes the least (46/100, 0.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.25%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.01%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity100/100
Loans ÷ shares: 44.1% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 69).

TellerScore
697173Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202471
Q4 202469
Q1 202571
Q2 202569
Q3 202570
Q4 202569
Q1 202671
Q2 202669
Net worth ratio
7.00%9.68%12.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.27%
Q3 202412.37%
Q4 202412.30%
Q1 202511.96%
Q2 202511.83%
Q3 202511.99%
Q4 202511.81%
Q1 202611.64%
Q2 202611.25%
Delinquent loans (60+ days)
0.79%1.11%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.02%
Q3 20241.31%
Q4 20241.42%
Q1 20250.89%
Q2 20251.16%
Q3 20251.25%
Q4 20251.22%
Q1 20260.79%
Q2 20261.01%
Return on assets
0.53%0.67%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.72%
Q3 20240.78%
Q4 20240.67%
Q1 20250.53%
Q2 20250.67%
Q3 20250.81%
Q4 20250.68%
Q1 20260.54%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$210.1M11.25%1.01%0.65%44.1%
Q1 202671$199.5M11.64%0.79%0.54%43.1%
Q4 202569$194.3M11.81%1.22%0.68%44.1%
Q3 202570$190.0M11.99%1.25%0.81%45.1%
Q2 202569$188.0M11.83%1.16%0.67%43.4%
Q1 202571$182.7M11.96%0.89%0.53%42.9%
Q4 202469$175.8M12.30%1.42%0.67%42.7%
Q3 202471$173.4M12.37%1.31%0.78%42.3%
Q2 202473$171.5M12.27%1.02%0.72%42.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.25%
48th
Problem loans1.01%
29th
Net charge-offs0.21%
69th
Return on assets0.65%
43rd
Loans to deposits44.1%
94th
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio3.4%
56th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Impact Credit Union, Inc.Credit union Clyde, OH63 out of 100, Moderate$205.7M8.9%0.43%vs
Credit Union of OhioCredit union Hilliard, OH60 out of 100, Moderate$205.4M10.7%1.34%vs
Towpath Credit UnionCredit union Fairlawn, OH67 out of 100, Moderate$214.9M11.4%0.95%vs
Aurgroup Credit UnionCredit union Fairfield, OH68 out of 100, Moderate$203.8M8.9%0.40%vs
Stark Federal Credit UnionCredit union Canton, OH83 out of 100, Strong$217.7M13.3%0.76%vs
Abbey Credit UnionCredit union Vandalia, OH53 out of 100, Below average$200.1M8.1%1.47%vs

Deposit insurance

Is my money safe at Achieve Credit Union?

Achieve Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.25%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Achieve Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Achieve Credit Union
Type
Non-federally insured state credit union
NCUA charter #
97094
RSSD ID
271695
Primary regulator
State + NCUA
Established
1958
Headquarters
340 Griswold Rd, Elyria, OH 44035
Employees
44

Quick answers

Achieve Credit Union: common questions

Is Achieve Credit Union NCUA insured?

Achieve Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Achieve Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Achieve Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Elyria

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Acme Federal Credit UnionCredit union Eastlake, OH88 out of 100, Very strong$15.2M18.9%0.18%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Latvian Cleveland Credit UnionCredit union Lakewood, OH85 out of 100, Very strong$28.1M20.3%0.00%vs