Side-by-side · Q2 2026 data
Impact Credit Union, Inc. vs Credit Union of Ohio
Metric by metric
| Measure | Impact Credit Union, Inc. | Credit Union of Ohio |
|---|---|---|
| TellerScore | 63 (stronger) | 60 |
| Capital cushion | 39 | 57 (stronger) |
| Loan quality | 86 (stronger) | 55 |
| Earnings | 32 (stronger) | 28 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 29th | 21st |
| Total assets | $205.7M | $205.4M |
| Deposits / shares | $185.7M | $187.9M |
| Capital ratio | 8.86% | 10.72% (stronger) |
| Problem loans | 0.43% (stronger) | 1.34% |
| Net charge-offs | 0.29% (stronger) | 0.69% |
| Return on assets | 0.29% (stronger) | 0.19% |
| Loans ÷ deposits | 67.5% | 47.4% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 2.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 46.6% |
Impact Credit Union, Inc. has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Impact Credit Union, Inc. leads on 5 and Credit Union of Ohio on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.