Side-by-side · Q2 2026 data
Impact Credit Union, Inc. vs Towpath Credit Union
Metric by metric
| Measure | Impact Credit Union, Inc. | Towpath Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 39 | 64 (stronger) |
| Loan quality | 86 (stronger) | 68 |
| Earnings | 32 | 53 (stronger) |
| Funding & liquidity | 93 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 29th | 41st |
| Total assets | $205.7M | $214.9M |
| Deposits / shares | $185.7M | $190.0M |
| Capital ratio | 8.86% | 11.43% (stronger) |
| Problem loans | 0.43% (stronger) | 0.95% |
| Net charge-offs | 0.29% (stronger) | 0.69% |
| Return on assets | 0.29% | 0.82% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 84.2% |
| Uninsured deposits | 2.7% | 0.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Towpath Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Impact Credit Union, Inc. leads on 3 and Towpath Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.