Side-by-side · Q2 2026 data
Increase Bank vs Iq Credit Union
Metric by metric
| Measure | Increase Bank | Iq Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 46 | 63 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 36 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 47th | 58th |
| Total assets | $150.7M | $2.2B |
| Deposits / shares | $135.4M | $1.9B |
| Capital ratio | 9.57% | 11.30% (stronger) |
| Problem loans | 0.00% (stronger) | 0.79% |
| Net charge-offs | -0.00% (stronger) | 0.58% |
| Return on assets | 0.39% | 1.23% (stronger) |
| Loans ÷ deposits | 45.5% (stronger) | 91.4% |
| Uninsured deposits | -0.5% (stronger) | 6.7% |
| Offices | 1 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.9% |
Increase Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Increase Bank leads on 5 and Iq Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.