Side-by-side · Q2 2026 data
Indiana Members Credit Union vs Centra Credit Union
Metric by metric
| Measure | Indiana Members Credit Union | Centra Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 56 | 73 (stronger) |
| Loan quality | 84 (stronger) | 68 |
| Earnings | 64 | 68 (stronger) |
| Funding & liquidity | 90 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 72nd | 70th |
| Total assets | $3.6B | $2.4B |
| Deposits / shares | $3.1B | $2.1B |
| Capital ratio | 10.56% | 12.34% (stronger) |
| Problem loans | 0.49% (stronger) | 0.96% |
| Net charge-offs | 0.40% (stronger) | 0.81% |
| Return on assets | 1.11% | 1.21% (stronger) |
| Loans ÷ deposits | 70.6% (stronger) | 84.5% |
| Uninsured deposits | 11.5% (stronger) | 13.0% |
| Offices | 33 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | 9.4% |
Indiana Members Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Indiana Members Credit Union leads on 5 and Centra Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.