Side-by-side · Q2 2026 data
Indiana Members Credit Union vs Indiana University Credit Union
Metric by metric
| Measure | Indiana Members Credit Union | Indiana University Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 56 | 68 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 64 (stronger) | 63 |
| Funding & liquidity | 90 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 72nd | 66th |
| Total assets | $3.6B | $2.1B |
| Deposits / shares | $3.1B | $1.8B |
| Capital ratio | 10.56% | 11.80% (stronger) |
| Problem loans | 0.49% (stronger) | 0.67% |
| Net charge-offs | 0.40% | 0.11% (stronger) |
| Return on assets | 1.11% (stronger) | 1.06% |
| Loans ÷ deposits | 70.6% (stronger) | 88.5% |
| Uninsured deposits | 11.5% (stronger) | 14.3% |
| Offices | 33 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.1% | 17.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Indiana Members Credit Union leads on 5 and Indiana University Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.