Side-by-side · Q2 2026 data
Indiana State University Federal Credit Union vs Members Advantage Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Indiana State University Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 85 (stronger) | 45 |
| Loan quality | 84 (stronger) | 59 |
| Earnings | 53 (stronger) | 38 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 80th | 21st |
| Total assets | $139.9M | $132.2M |
| Deposits / shares | $119.7M | $120.5M |
| Capital ratio | 13.53% (stronger) | 9.47% |
| Problem loans | 0.48% (stronger) | 1.23% |
| Net charge-offs | 0.05% (stronger) | 0.09% |
| Return on assets | 0.84% (stronger) | 0.44% |
| Loans ÷ deposits | 66.4% | 42.8% (stronger) |
| Uninsured deposits | 4.5% | 2.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Indiana State University Federal Credit Union leads on 5 and Members Advantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.