Side-by-side · Q2 2026 data
Indiana State University Federal Credit Union vs Natco Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Indiana State University Federal Credit Union | Natco Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 84 (stronger) | 61 |
| Earnings | 53 | 79 (stronger) |
| Funding & liquidity | 94 (stronger) | 66 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 80th | 78th |
| Total assets | $139.9M | $153.7M |
| Deposits / shares | $119.7M | $128.3M |
| Capital ratio | 13.53% | 17.26% (stronger) |
| Problem loans | 0.48% (stronger) | 1.18% |
| Net charge-offs | 0.05% (stronger) | 0.70% |
| Return on assets | 0.84% | 1.47% (stronger) |
| Loans ÷ deposits | 66.4% (stronger) | 94.1% |
| Uninsured deposits | 4.5% | 2.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Indiana State University Federal Credit Union leads on 4 and Natco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.