Side-by-side · Q2 2026 data
Indiana State University Federal Credit Union vs Western Indiana Credit Union
Credit union
Indiana State University Federal Credit Union
Terre Haute, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Indiana State University Federal Credit Union | Western Indiana Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 80 |
| Capital cushion | 85 (stronger) | 76 |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 53 | 53 |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 80th | 65th |
| Total assets | $139.9M | $48.7M |
| Deposits / shares | $119.7M | $42.3M |
| Capital ratio | 13.53% (stronger) | 12.56% |
| Problem loans | 0.48% | 0.15% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 0.84% (stronger) | 0.82% |
| Loans ÷ deposits | 66.4% (stronger) | 74.5% |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Indiana State University Federal Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Indiana State University Federal Credit Union leads on 4 and Western Indiana Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.