Side-by-side · Q2 2026 data
Indiana University Credit Union vs Beacon Credit Union
Metric by metric
| Measure | Indiana University Credit Union | Beacon Credit Union |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 68 | 85 (stronger) |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 63 (stronger) | 47 |
| Funding & liquidity | 72 (stronger) | 71 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 66th | 79th |
| Total assets | $2.1B | $1.8B |
| Deposits / shares | $1.8B | $1.4B |
| Capital ratio | 11.80% | 13.52% (stronger) |
| Problem loans | 0.67% | 0.47% (stronger) |
| Net charge-offs | 0.11% | 0.01% (stronger) |
| Return on assets | 1.06% (stronger) | 0.68% |
| Loans ÷ deposits | 88.5% (stronger) | 89.1% |
| Uninsured deposits | 14.3% | 0.0% (stronger) |
| Offices | 8 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | — |
Beacon Credit Union has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Indiana University Credit Union leads on 2 and Beacon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.