Side-by-side · Q2 2026 data
Industrial Federal Credit Union vs Staley Credit Union
Metric by metric
| Measure | Industrial Federal Credit Union | Staley Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 42 | 68 (stronger) |
| Loan quality | 86 | 96 (stronger) |
| Earnings | 76 (stronger) | 71 |
| Funding & liquidity | 82 (stronger) | 78 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 54th | 78th |
| Total assets | $356.1M | $228.5M |
| Deposits / shares | $320.0M | $202.0M |
| Capital ratio | 9.22% | 11.83% (stronger) |
| Problem loans | 0.41% | 0.13% (stronger) |
| Net charge-offs | 0.42% | 0.14% (stronger) |
| Return on assets | 1.40% (stronger) | 1.28% |
| Loans ÷ deposits | 78.0% (stronger) | 82.0% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Staley Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Industrial Federal Credit Union leads on 2 and Staley Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.