Side-by-side · Q2 2026 data
Industrial Federal Credit Union vs Tech Credit Union
Metric by metric
| Measure | Industrial Federal Credit Union | Tech Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 49 |
| Capital cushion | 42 | 43 (stronger) |
| Loan quality | 86 (stronger) | 52 |
| Earnings | 76 (stronger) | 34 |
| Funding & liquidity | 82 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 71 |
| Peer percentile | 54th | 5th |
| Total assets | $356.1M | $599.0M |
| Deposits / shares | $320.0M | $542.1M |
| Capital ratio | 9.22% | 9.29% (stronger) |
| Problem loans | 0.41% (stronger) | 1.45% |
| Net charge-offs | 0.42% | 0.20% (stronger) |
| Return on assets | 1.40% (stronger) | 0.35% |
| Loans ÷ deposits | 78.0% (stronger) | 97.4% |
| Uninsured deposits | 2.9% (stronger) | 7.3% |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 20.4% |
Industrial Federal Credit Union has the higher TellerScore (71 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Industrial Federal Credit Union leads on 5 and Tech Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.