Side-by-side · Q2 2026 data
Industrial Federal Credit Union vs Via Credit Union
Metric by metric
| Measure | Industrial Federal Credit Union | Via Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 42 | 82 (stronger) |
| Loan quality | 86 (stronger) | 79 |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 82 (stronger) | 73 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 54th | 68th |
| Total assets | $356.1M | $604.4M |
| Deposits / shares | $320.0M | $517.8M |
| Capital ratio | 9.22% | 13.18% (stronger) |
| Problem loans | 0.41% (stronger) | 0.62% |
| Net charge-offs | 0.42% (stronger) | 0.46% |
| Return on assets | 1.40% (stronger) | 0.87% |
| Loans ÷ deposits | 78.0% (stronger) | 87.4% |
| Uninsured deposits | 2.9% (stronger) | 8.4% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Via Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Industrial Federal Credit Union leads on 5 and Via Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.