TellerScore

Side-by-side · Q2 2026 data

InFirst Bank vs Cfsbank

Bank

InFirst Bank

Indiana, Pennsylvania · $100 million – $1 billion

69of 100
Moderate

Bank

Cfsbank

Charleroi, Pennsylvania · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureInFirst BankCfsbank
TellerScore69 (stronger)66
Capital cushion4560 (stronger)
Loan quality97 (stronger)92
Earnings61 (stronger)29
Funding & liquidity63 (stronger)61
Problem-loan coverage98 (stronger)97
Peer percentile40th31st
Total assets$683.2M$773.4M
Deposits / shares$612.7M$642.2M
Capital ratio9.49%10.96% (stronger)
Problem loans0.10% (stronger)0.24%
Net charge-offs-0.00% (stronger)0.01%
Return on assets1.02% (stronger)0.21%
Loans ÷ deposits97.3%77.1% (stronger)
Uninsured deposits14.6% (stronger)35.1%
Offices1011
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)13.2%8.5%

InFirst Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), InFirst Bank leads on 5 and Cfsbank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions