Side-by-side · Q2 2026 data
InFirst Bank vs PennCrest Bank
Metric by metric
| Measure | InFirst Bank | PennCrest Bank |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 45 | 85 (stronger) |
| Loan quality | 97 (stronger) | 83 |
| Earnings | 61 (stronger) | 39 |
| Funding & liquidity | 63 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 40th | 64th |
| Total assets | $683.2M | $247.1M |
| Deposits / shares | $612.7M | $210.0M |
| Capital ratio | 9.49% | 13.48% (stronger) |
| Problem loans | 0.10% (stronger) | 0.50% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.02% (stronger) | 0.47% |
| Loans ÷ deposits | 97.3% | 74.4% (stronger) |
| Uninsured deposits | 14.6% | 6.4% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 15.0% |
PennCrest Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), InFirst Bank leads on 3 and PennCrest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.