The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Pennsylvania

Yes. PennCrest Bank is an FDIC-insured institution (FDIC certificate #30119). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 6.4% of deposits ($13.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

PennCrest Bank lists 8 offices in 7 cities. Most locations:

• Altoona, PA (2)
• Cresson, PA (1)
• Gallitzin, PA (1)
• Hollidaysburg, PA (1)
• Nanty Glo, PA (1)
• Patton, PA (1)
• Williamsburg, PA (1)

All branch addresses and map

In 2025, PennCrest Bank reported 218 home-loan applications under HMDA (LEI 5493004QMY56VOFMPG66): 178 originated ($17,970,000 total), 32 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

PennCrest Bank

Former names

C&G Savings Bank; Columbia Savings and Loan Association; C&G Savings Association

Type

SI

FDIC certificate #

30119

RSSD ID

805876

Primary regulator

FDIC

Established

January 1, 1939

Headquarters

1201 12th St, Altoona, PA 16601

Website

www.penncrest.bank

Employees

49