Side-by-side · Q2 2026 data
InFirst Bank vs Timberland Federal Credit Union
Metric by metric
| Measure | InFirst Bank | Timberland Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 45 | 52 (stronger) |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 61 (stronger) | 52 |
| Funding & liquidity | 63 | 95 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 40th | 45th |
| Total assets | $683.2M | $102.0M |
| Deposits / shares | $612.7M | $91.1M |
| Capital ratio | 9.49% | 10.23% (stronger) |
| Problem loans | 0.10% (stronger) | 0.76% |
| Net charge-offs | -0.00% (stronger) | 0.40% |
| Return on assets | 1.02% (stronger) | 0.80% |
| Loans ÷ deposits | 97.3% | 65.1% (stronger) |
| Uninsured deposits | 14.6% | 0.7% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 29.8% |
InFirst Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), InFirst Bank leads on 4 and Timberland Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.