Side-by-side · Q2 2026 data
InFirst Bank vs Top Tier Federal Credit Union
Metric by metric
| Measure | InFirst Bank | Top Tier Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 45 | 50 (stronger) |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 63 | 79 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 40th | 54th |
| Total assets | $683.2M | $277.5M |
| Deposits / shares | $612.7M | $248.7M |
| Capital ratio | 9.49% | 9.97% (stronger) |
| Problem loans | 0.10% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.02% | 1.39% (stronger) |
| Loans ÷ deposits | 97.3% | 80.9% (stronger) |
| Uninsured deposits | 14.6% | 5.5% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | 3.6% |
Top Tier Federal Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), InFirst Bank leads on 2 and Top Tier Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.