Side-by-side · Q2 2026 data
Infirst Federal Credit Union vs Beach Municipal Federal Credit Union
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Infirst Federal Credit Union | Beach Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 50 | 91 (stronger) |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 23 | 84 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 24th | 91st |
| Total assets | $186.0M | $194.7M |
| Deposits / shares | $165.7M | $167.6M |
| Capital ratio | 10.02% | 14.13% (stronger) |
| Problem loans | 0.49% (stronger) | 0.78% |
| Net charge-offs | 0.37% | 0.15% (stronger) |
| Return on assets | 0.09% | 1.60% (stronger) |
| Loans ÷ deposits | 85.0% | 56.3% (stronger) |
| Uninsured deposits | 6.0% (stronger) | 10.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Infirst Federal Credit Union leads on 2 and Beach Municipal Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.