Side-by-side · Q2 2026 data
Infirst Federal Credit Union vs Central Virginia Federal Credit Union
Credit union
Central Virginia Federal Credit Union
Lynchburg, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Infirst Federal Credit Union | Central Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 72 (stronger) |
| Capital cushion | 50 | 77 (stronger) |
| Loan quality | 84 (stronger) | 47 |
| Earnings | 23 | 75 (stronger) |
| Funding & liquidity | 75 | 92 (stronger) |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 24th | 57th |
| Total assets | $186.0M | $197.8M |
| Deposits / shares | $165.7M | $171.2M |
| Capital ratio | 10.02% | 12.70% (stronger) |
| Problem loans | 0.49% (stronger) | 1.59% |
| Net charge-offs | 0.37% | 0.35% (stronger) |
| Return on assets | 0.09% | 1.38% (stronger) |
| Loans ÷ deposits | 85.0% | 68.5% (stronger) |
| Uninsured deposits | 6.0% | 2.3% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Virginia Federal Credit Union has the higher TellerScore (72 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Infirst Federal Credit Union leads on 1 and Central Virginia Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.