Side-by-side · Q2 2026 data
Integrity Bank for Business vs Beach Municipal Federal Credit Union
Credit union
Beach Municipal Federal Credit Union
Virginia Beach, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Integrity Bank for Business | Beach Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 31 | 84 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 75th | 91st |
| Total assets | $111.7M | $194.7M |
| Deposits / shares | $70.6M | $167.6M |
| Capital ratio | 24.06% (stronger) | 14.13% |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 0.28% | 1.60% (stronger) |
| Loans ÷ deposits | 67.4% | 56.3% (stronger) |
| Uninsured deposits | 48.9% | 10.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Beach Municipal Federal Credit Union has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Integrity Bank for Business leads on 3 and Beach Municipal Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.