Side-by-side · Q2 2026 data
Integrity Bank for Business vs Ibew Local Union 80 Federal Credit Union
Credit union
Ibew Local Union 80 Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Integrity Bank for Business | Ibew Local Union 80 Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 31 | 70 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 75th | 75th |
| Total assets | $111.7M | $1.8M |
| Deposits / shares | $70.6M | $1.6M |
| Capital ratio | 24.06% (stronger) | 13.32% |
| Problem loans | 0.00% (stronger) | 0.57% |
| Net charge-offs | 0.00% | -1.07% (stronger) |
| Return on assets | 0.28% | 1.26% (stronger) |
| Loans ÷ deposits | 67.4% | 23.9% (stronger) |
| Uninsured deposits | 48.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ibew Local Union 80 Federal Credit Union has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Integrity Bank for Business leads on 2 and Ibew Local Union 80 Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.