Side-by-side · Q2 2026 data
Integrity Federal Credit Union vs Your Legacy Federal Credit Union
Metric by metric
| Measure | Integrity Federal Credit Union | Your Legacy Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 48 | 52 (stronger) |
| Loan quality | 86 (stronger) | 65 |
| Earnings | 71 (stronger) | 43 |
| Funding & liquidity | 95 | 98 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 49th | 28th |
| Total assets | $73.4M | $79.1M |
| Deposits / shares | $66.1M | $72.4M |
| Capital ratio | 9.75% | 10.21% (stronger) |
| Problem loans | 0.42% (stronger) | 1.06% |
| Net charge-offs | 0.07% (stronger) | 1.89% |
| Return on assets | 1.26% (stronger) | 0.58% |
| Loans ÷ deposits | 64.9% | 62.0% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 5.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Integrity Federal Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Integrity Federal Credit Union leads on 5 and Your Legacy Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.