TellerScore

Integrity Federal Credit Union (NCUA charter #475) is based in Barberton, Ohio. Its Q2 2026 call report shows $73.4M in total assets and $66.1M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Integrity Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 81st. Its strongest component is funding & liquidity (95/100; 65% loans-to-deposits, 2% uninsured), and its lowest is capital cushion (48/100; 9.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.75%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.42%
Earnings71/100
Return on assets (annualized): 1.26%
Funding & liquidity95/100
Loans ÷ shares: 64.9% · 1.8% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 74).

TellerScore
657279Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202465
Q3 202468
Q4 202467
Q1 202573
Q2 202574
Q3 202575
Q4 202575
Q1 202679
Q2 202674
Net worth ratio
7.00%8.38%9.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.53%
Q3 20248.95%
Q4 20248.79%
Q1 20258.85%
Q2 20259.13%
Q3 20259.18%
Q4 20259.16%
Q1 20269.58%
Q2 20269.75%
Delinquent loans (60+ days)
0.16%0.36%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.45%
Q4 20240.39%
Q1 20250.23%
Q2 20250.34%
Q3 20250.30%
Q4 20250.16%
Q1 20260.22%
Q2 20260.42%
Return on assets
0.70%1.19%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.92%
Q4 20240.79%
Q1 20251.31%
Q2 20251.42%
Q3 20251.39%
Q4 20251.21%
Q1 20261.67%
Q2 20261.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$73.4M9.75%0.42%1.26%64.9%
Q1 202679$72.7M9.58%0.22%1.67%62.2%
Q4 202575$72.7M9.16%0.16%1.21%60.0%
Q3 202575$71.7M9.18%0.30%1.39%59.2%
Q2 202574$69.3M9.13%0.34%1.42%62.3%
Q1 202573$68.5M8.85%0.23%1.31%62.7%
Q4 202467$66.3M8.79%0.39%0.79%63.8%
Q3 202468$64.8M8.95%0.45%0.92%63.9%
Q2 202465$65.5M8.53%0.56%0.70%59.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.75%
14th
Problem loans0.42%
61st
Net charge-offs0.07%
60th
Return on assets1.26%
78th
Loans to deposits64.9%
41st
Uninsured deposits1.8%
46th
Loan-loss reserves0.00%
37th
Texas ratio2.5%
46th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Lan-Fair Federal Credit UnionCredit union Lancaster, OH69 out of 100, Moderate$72.9M10.0%0.37%vs
Champion Credit UnionCredit union Toledo, OH73 out of 100, Strong$74.1M11.6%0.89%vs
L C E Federal Credit UnionCredit union Painesville, OH73 out of 100, Strong$74.3M10.3%0.54%vs
Jeep Country Federal Credit UnionCredit union Holland, OH53 out of 100, Below average$72.1M15.1%3.66%vs
Kh Credit Union, Inc.Credit union Dayton, OH79 out of 100, Strong$71.1M12.9%0.31%vs
Doy Federal Credit UnionCredit union Youngstown, OH85 out of 100, Very strong$70.8M14.1%0.25%vs

Deposit insurance

Is my money safe at Integrity Federal Credit Union?

Yes. Integrity Federal Credit Union is a federally insured credit union (NCUA charter #475). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.8% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.75%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Integrity Federal Credit Union lists 1 office in 1 city. Most locations:

  • Barberton, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Integrity Federal Credit Union
Type
Federal credit union
NCUA charter #
475
RSSD ID
924375
Primary regulator
NCUA
Established
1935
Headquarters
971 Wooster Rd W, Barberton, OH 44203
Employees
17

Quick answers

Integrity Federal Credit Union: common questions

Is Integrity Federal Credit Union NCUA insured?

Yes. Integrity Federal Credit Union is a federally insured credit union (NCUA charter #475). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Integrity Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Integrity Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Barberton

InstitutionScoreAssetsCapitalProblem loansCompare
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
The Bank of Magnolia CompanyBank Magnolia, OH89 out of 100, Very strong$107.8M13.0%0.12%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Summit Federal Credit UnionCredit union Akron, OH86 out of 100, Very strong$59.2M15.6%0.56%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs